When you’re in a car accident, you’ll want to follow specific steps to protect everyone’s safety, obey the law, and start the insurance claim process. According to the Insurance Information Institute, the following stages will assist you in making vital decisions if you’ve been in a vehicle accident, whether you were at fault or not.
Look For Injuries:
If you’re hurt, call 911 or have someone else call 911 on your behalf. Stay motionless and wait for help if you’ve been seriously injured. Check on the other passengers in your automobile if you’re not too injured to move. Contact emergency services or urge a bystander to phone for assistance if someone is injured. Go to the roadside or onto a sidewalk if possible. Otherwise, leave it alone and find a secure place to hide.
Making A 911 Call:
Whether it’s a minor car fender bender or a major collision, calling the cops is critical, and in certain places, it’s a legal requirement. The police will complete a car accident report and photograph the scene. If the police cannot reach the accident scene, you can proceed to the nearest police station and file a complaint on your own. To warn oncoming traffic to slow down, turn off your engine, activate your warning lights, and deploy the road flares in your emergency vehicle kit.
After confirming that you and any passengers are unharmed, exchange contact and insurance information with the other motorist. Experts urge you to avoid contesting fault while discussing the facts with the other driver. When you case an insurance claim, the adjuster reviewing it will look at the vehicles/property damaged information you and the other parties involved in the accident have provided, as well as any supporting papers such as the police report or photos taken on the scene.
You might want to call your insurance agent while you’re on the scene. They’ll be able to inform you exactly what they’ll need to process your claim and what to expect along the road. Even the most seasoned driver might get agitated after an accident, but you can minimize unnecessary stress by taking these precautions. You’ll be able to focus on communicating with your insurance company to get your automobile fixed as soon as possible. Always seek the counsel of a qualified legal team, such as the Jonathan R. Brockman, P.C. For more information, click here.